Author: marbellafineliving.com

Reading Time: 3 min Understanding Double Taxation Agreements (DTAs) is essential for anyone involved in cross-border trade and investment. These treaties help mitigate the financial burden of double taxation by determining which country has the right to tax specific types of income, such as dividends, interest, and royalties. DTAs offer several advantages for individuals and…

Reading Time: 3 min Navigating currency exchange as an international buyer can be challenging, but it doesn’t have to be costly. Understand exchange rates via trusted sources like XE and OANDA, plan ahead to avoid poor airport rates, and consider using local ATMs for favorable interbank rates. Use credit cards with zero foreign transaction fees…

Reading Time: 3 min The Spanish Golden Visa program offers a pathway to residency in Spain for non-EU investors through significant financial investments. Eligible investments include real estate, business ventures, government bonds, and bank deposits. Benefits extend to family members, allow free travel in the Schengen Zone, and provide opportunities for permanent residency and citizenship…

Reading Time: 3 min Guide to Property Registration in Spain Purchasing property in Spain is an exciting endeavor, whether it’s for a holiday home, retirement, or investment. Our comprehensive guide simplifies the property registration process by providing essential steps, from understanding the market to finalizing the registration. Learn about the legal framework, key professionals involved,…

Reading Time: 3 min Considering Spanish property transactions? The notary plays a crucial role in ensuring legal compliance and protecting both buyer and seller. From authenticating documents to verifying the property’s legal status, notaries help safeguard the process. They oversee the signing of the “escritura,” ensuring it’s registered with the land registry, and can even…

Reading Time: 3 min Opening a bank account in Spain is essential before purchasing property. This guide walks you through the process, from choosing the right bank to navigating currency exchange. Learn why a local bank account is crucial for fees, mortgages, and utility bills. Understand the required documentation and follow our step-by-step guide to…

Reading Time: 2 min Discover why a property inspection is vital in real estate. It uncovers hidden issues, saves money in the long run, and provides negotiation leverage. Inspections ensure safety, influence property value, and aid in informed decision-making. Essential for both buyers and sellers, they can fulfill legal requirements and offer peace of mind.…

Reading Time: 3 min Negotiating property prices can be a significant financial advantage when purchasing a home or investment property. Start with thorough market research using tools like Zillow and Redfin to understand property values and trends. Know the seller’s motivations, get a mortgage pre-approval for leverage, and make reasonable initial offers. Utilize a skilled…

Reading Time: 2 min Marbella, with its stunning coastline and vibrant lifestyle, attracts many international property buyers. However, financing a property abroad can be complex. This blog explores various financing options for foreign buyers in Marbella, from Spanish mortgages to international loans and developer financing. It provides detailed insights on eligibility, loan-to-value ratios, interest rates,…

Reading Time: 3 min Discover essential insights on securing a mortgage in Spain as a non-resident with our comprehensive guide. Learn about eligibility criteria, types of mortgages available, required documentation, and key steps in the application process. Understand the associated expenses and tax implications, and get tips on seeking professional assistance to navigate the Spanish…